Thursday, December 10, 2015

The art of being "appraised". . . .

I'm in the process of refinancing my condo mortgage and a young man came to my apartment this morning to "appraise" it for the bank.  The guy managed to scare the hell out of my cats as he marched around the house with his giant measuring tape.  I provided him with a printed floor plan of my unit, with all the room sizes, but I guess he felt he had to earn his keep by measuring everything himself.

Ginger, hiding in the closet.
 
After taking photos of all the rooms and also of the view (which even he admitted was pretty spectacular) he departed to have a chat with the manager of Grove Isle as to the state of our community  The only smile I got out of him during the entire business was when he got a glimpse of Ginger, crouching on the top shelf of one of my closets.  Wasabi was no where in sight.

I find this whole "refinancing" business very strange. They certainly ask a lot of personal questions including proof that I really am divorced and own this place. Jeez, that happened almost 28 years ago.  Can't they take my word for it???  I guess not.

What really is strange is the fact that almost everything is done on the computer, with no actual personal interaction, except for the appraisal. I'm sure when we bought our condo and first financed it back in 1986, that definitely wasn't the case.  I like to feel I'm fairly tech savvy, but in truth, sometimes I miss the old ways of doing things.  How about you????
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